AB443,7,420 344.15 (1) No policy or bond is effective under s. 344.10 or 344.14 unless issued
21by an insurer authorized to do an automobile a motor vehicle liability or surety
22business in this state, except as provided in sub. (2), or unless the policy or bond is
23subject, if the accident has resulted in bodily injury or death, to a limit, exclusive of
24interest and costs, of not less than $25,000 because of bodily injury to or death of one
25person in any one accident and, subject to that limit for one person, to a limit of not

1less than $50,000 because of bodily injury to or death of 2 or more persons in any one
2accident and, if the accident has resulted in injury to or destruction of property, to
3a limit of not less than $10,000 because of injury to or destruction of property of
4others in any one accident.
AB443, s. 6 5Section 6. 344.15 (2) (intro.) of the statutes is amended to read:
AB443,7,116 344.15 (2) (intro.) A policy or bond with respect to a vehicle which was not
7registered in this state or was registered elsewhere at the time of the effective date
8of the policy or bond or the most recent renewal thereof may be effective under s.
9344.10 or 344.14 even though not issued by an insurer authorized to do an automobile
10a motor vehicle liability or surety business in this state if the following conditions are
11complied with:
AB443, s. 7 12Section 7. 344.15 (4) of the statutes is amended to read:
AB443,8,813 344.15 (4) After receipt of the report of an accident of the type specified in s.
14344.12, the secretary may forward to the insurer named therein, that portion of the
15report or other notice which pertains to an automobile a motor vehicle liability policy
16or bond. The secretary shall assume that an automobile a motor vehicle liability
17policy or bond as described in this section was in effect and applied to both the owner
18and operator with respect to the accident unless the insurer notifies the secretary
19otherwise within 30 days from the mailing to the insurer of that portion of the report
20or other notice pertaining to the automobile motor vehicle liability policy or bond.
21Upon receipt of notice from the insurer that an automobile a motor vehicle liability
22policy or bond was in effect as to the owner only, the operator only or was not in effect
23as to either of them, the secretary shall within the remainder of the 90-day period
24specified in s. 344.13 (3) require the owner or operator or both, whichever is
25applicable, to deposit security pursuant to this chapter. As respects permission to

1operate the vehicle, the insurer may correct the report or other notice only if it files
2with the secretary within the 30-day period specified in this subsection an affidavit
3signed by the owner stating that the operator did not have the owner's permission
4to operate the vehicle. Where the insurer's failure to notify the secretary within 30
5days of a correction in that portion of the report or other notice pertaining to an
6automobile
a motor vehicle liability policy or bond is caused by fraud, the insurer
7shall notify the secretary of the correction within 30 days of the time the fraud is
8discovered.
AB443, s. 8 9Section 8. 344.15 (5) of the statutes is amended to read:
AB443,8,1710 344.15 (5) Nothing in this chapter shall be construed to impose any obligation
11not otherwise assumed by the insurer in its automobile motor vehicle liability policy
12or bond except that if no correction is made in the report or other notice within 30
13days after it is mailed to the insurer, the insurer, except in case of fraud, whenever
14such fraud may occur, is estopped from using as a defense to its liability the insured's
15failure to give permission to the operator or a violation of the purposes of use specified
16in the automobile motor vehicle liability policy or bond or the use of the vehicle
17beyond agreed geographical limits.
AB443, s. 9 18Section 9. 344.20 (3) (a) of the statutes is amended to read:
AB443,8,2119 344.20 (3) (a) The Except as provided in sub. (3m), the deposit of security or any
20balance thereof shall be returned to the depositor or the personal representative
21under the conditions provided in par. (b) or (c).
AB443, s. 10 22Section 10. 344.20 (3m) of the statutes is created to read:
AB443,8,2523 344.20 (3m) The deposit or any balance thereof under s. 344.10 shall be
24returned to the depositor or the personal representative when proof of financial
25responsibility under s. 344.10 (2) is no longer required.
AB443, s. 11
1Section 11. 344.32 (1) (intro.) of the statutes is amended to read:
AB443,9,82 344.32 (1) (intro.) A nonresident may give proof of financial responsibility by
3filing with the secretary a written certification of an insurer authorized to transact
4an automobile a motor vehicle liability or surety business in the state in which the
5person resides or by transmitting such certification to the secretary by another
6means approved by the secretary, provided the certification otherwise conforms to
7this chapter. The secretary shall accept the certification if the insurer complies with
8the following with respect to the policies so certified:
AB443, s. 12 9Section 12. 344.33 (1) of the statutes is amended to read:
AB443,9,1510 344.33 (1) Certification. In this chapter ss. 344.30 to 344.34, "motor vehicle
11liability policy" means a motor vehicle policy of liability insurance, certified as
12provided in s. 344.31 or 344.32 as proof of financial responsibility for the future, and
13issued, except as otherwise provided in s. 344.32, by an insurer authorized to do an
14automobile
a motor vehicle liability business in this state to or for the benefit of the
15person named in the policy as the insured.
AB443, s. 13 16Section 13. 344.35 (title) of the statutes is amended to read:
AB443,9,17 17344.35 (title) This chapter Section 344.33 not to affect other policies.
AB443, s. 14 18Section 14. 344.35 (1) of the statutes is amended to read:
AB443,9,2319 344.35 (1) This chapter Section 344.33 does not apply to or affect policies of
20automobile motor vehicle insurance against liability which may now or hereafter be
21required by any other law of this state. If such policies contain an agreement or are
22endorsed to conform to the requirements of this chapter s. 344.33, they may be
23certified as proof of financial responsibility under this chapter.
AB443, s. 15 24Section 15. 344.35 (2) of the statutes is amended to read:
AB443,10,4
1344.35 (2) This chapter Section 344.33 does not apply to or affect policies
2insuring solely the insured named in the policy against liability resulting from the
3maintenance or use by persons in the insured's employ or on the insured's behalf of
4motor vehicles not owned by the insured.
AB443, s. 16 5Section 16. 344.51 (1) of the statutes is amended to read:
AB443,10,126 344.51 (1) No person may for compensation rent any motor vehicle to be
7operated by or with the consent of the person renting the vehicle unless there is filed
8with the department a good and sufficient bond or policy of insurance issued by an
9insurer authorized to do an automobile a motor vehicle liability insurance or surety
10business in this state. The bond, policy or certificate shall provide that the insurer
11which issued it will be liable for damages caused by the negligent operation of the
12motor vehicle in the amounts set forth in s. 344.01 (2) (d).
AB443, s. 17 13Section 17. 345.61 (1) (a) of the statutes is amended to read:
AB443,10,1914 345.61 (1) (a) Any domestic or foreign surety company which has qualified to
15transact surety business in this state may, in any year, become surety in an amount
16not to exceed $200 with respect to any guaranteed arrest bond certificates issued in
17such year by an automobile club, association or by an insurance company authorized
18to write automobile motor vehicle liability insurance within this state, by filing with
19the commissioner of insurance an undertaking thus to become surety.
AB443, s. 18 20Section 18. 345.61 (2) (c) of the statutes is amended to read:
AB443,11,721 345.61 (2) (c) "Guaranteed arrest bond certificate" as used in this section means
22any printed card or other certificate issued by an automobile club, association or
23insurance company to any of its members or insureds, which card or certificate is
24signed by the member or insureds and contains a printed statement that the
25automobile club, association or insurance company and a surety company, or an

1insurance company authorized to transact both automobile motor vehicle liability
2insurance and surety business, guarantee the appearance of the persons whose
3signature appears on the card or certificate and that they will in the event of failure
4of the person to appear in court at the time of trial, pay any fine or forfeiture imposed
5on the person, including the penalty assessment required by s. 165.87 and the jail
6assessment required by s. 302.46 (1), in an amount not exceeding $200, or $1,000 as
7provided in sub. (1) (b).
AB443, s. 19 8Section 19. 345.61 (3) of the statutes is amended to read:
AB443,12,39 345.61 (3) Any guaranteed arrest bond certificate with respect to which a
10surety company has become surety, or a guaranteed arrest bond certificate issued by
11an insurance company authorized to transact both automobile motor vehicle liability
12insurance and surety business within this state as herein provided, shall, when
13posted by the person whose signature appears thereon, be accepted in lieu of cash bail
14or other bond in an amount not to exceed $200, or $1,000 as provided in sub. (1) (b),
15as a bail bond, to guarantee the appearance of such person in any court in this state,
16including all municipal courts in this state, at such time as may be required by such
17court, when the person is arrested for violation of any vehicle law of this state or any
18motor vehicle ordinance of any county or municipality in this state except for the
19offense of driving under the influence of intoxicating liquors or of drugs or for any
20felony committed prior to the date of expiration shown on such guaranteed arrest
21bond certificates; provided, that any such guaranteed arrest bond certificates so
22posted as bail bond in any court in this state shall be subject to the forfeiture and
23enforcement provisions with respect to bail bonds in criminal cases as otherwise
24provided by law or as hereafter may be provided by law, and that any such
25guaranteed arrest bond certificate posted as a bail bond in any municipal court of this

1state shall be subject to the forfeiture and enforcement provisions, if any, of the
2charter or ordinance of the particular county or municipality pertaining to bail bonds
3posted.
AB443, s. 20 4Section 20. 346.73 of the statutes is amended to read:
AB443,12,14 5346.73 Accident reports not to be used in trial. Notwithstanding s. 346.70
6(4) (f), accident reports required to be filed with or transmitted to the department or
7a county or municipal authority shall not be used as evidence in any judicial trial,
8civil or criminal, arising out of an accident, except that such reports may be used as
9evidence in a trial for a violation of s. 344.10 or in any administrative proceeding
10conducted by the department. The department shall furnish upon demand of any
11person who has or claims to have made such a report, or upon demand of any court,
12a certificate showing that a specified accident report has or has not been made to the
13department solely to prove a compliance or a failure to comply with the requirement
14that such a report be made to the department.
AB443, s. 21 15Section 21 . Nonstatutory provisions; transportation.
AB443,12,19 16(1)  The department of transportation shall submit in proposed form the rule
17required under section 344.10 (1) (b) 3. of the statutes, as created by this act, to the
18legislative council under section 227.15 (1) of the statutes no later than the first day
19of the 9th month beginning after the effective date of this subsection.
AB443, s. 22 20Section 22. Effective dates. This act takes effect on the first day of the 12th
21month commencing after publication, except as follows:
AB443,12,22 22(1)  Section 21 of this act takes effect on the day after publication.
AB443,12,2323 (End)
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